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Getting prepared
A quick guide with top tips for preparing to buy your first home.
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A guide to buying your first home
Understand the various steps it might take to become a first time buyer.
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Valuations and home reports
When you're buying a property in Scotland, the home report will provide you with information about the property including the property valuation.
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Understanding mortgage interest rates
Learn more about mortgage interest rates and why they may increase or decrease.
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Joint mortgages
A joint mortgage is one of the most common ways to buy a property together, as it allows two people to take out a mortgage to buy a property.
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What is Land and Buildings Transaction Tax?
Learn about what Land and Buildings Transactions Tax is, how it works and how much it might be with our handy guide.
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Mortgage types and rates
We offer a range of mortgages. Find out about the different types of mortgages on offer at Royal Bank.
More first mortgage guides
Applying as a first time buyer guide
Read through our guide for buying your first home.
Costs of buying a home guide
Check out our guide to fees and other unexpected costs and avoid any nasty surprises.
Mortgage deposits
Learn more about how much deposit you may need for a mortgage and how mortgage deposits work.
Gifted deposits
Learn more about gifted deposits and what you might be required to do if you receive one.
Mortgage offers and schemes
Find out about the current mortgage offers and schemes available at Royal Bank.
A helping hand to get on the property ladder
A Royal Bank Family-Backed mortgage, sometimes known as a ‘joint borrower sole proprietor’ (JBSP) mortgage, can help buyers get onto the property ladder sooner or borrow more. It lets you add a second person to your mortgage but without them owning the property.
Adding a second person to your mortgage as a 'non-owner', can help you borrow more than you would otherwise have been able to borrow, which means you could buy your own home sooner than you thought. And, the non-owner could be a family member or friend. Exclusions and criteria apply.
Guidance on buy to let mortgages
A buy to let mortgage is designed for when you are buying a property to rent out to others.
Becoming a landlord can be challenging. Our guide might help with answering some of the most common questions.
Landlord's checklist
Find out about the responsibilities that come with letting a property.
Buying a house at auction
Buying at auction tends to be quicker, could reduce some costs and you may find a property with overlooked potential but beware as sales are final and you need to be prepared to move quickly.
How to apply for a Buy to let mortgage
The steps to applying for a Buy to let mortgage.
Moving home guide
Read our home movers guide for helpful information.
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Applying for a mortgage when moving home
Understand some of the things you may need to consider when applying for a moving home mortgage.
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Taking your mortgage with you
Learn more about how you may be able to take your existing mortgage with you.
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What about remortgaging?
A remortgage is when you move the mortgage you currently have on a property to another lender and, in Scotland, you may require a mortgage valuation.
There's a few things to consider if you're thinking about remortgaging.
Applying to remortgage your home
Understand some of the things you may need to consider when applying to remortgage your home.
Sustainable mortgages and housing
As our climate becomes more and more important, the way we build, heat and run our homes is a consideration for everyone.
Understanding EPC Certificates
Learn more about Energy Performance Certificates and how they work.
Ways to save energy in your home
Saving money and living sustainably - what's not to like?
What are green mortgages?
Other mortgage guides and helpful information
Other helpful guides and information
Guidance if you already have a Royal Bank mortgage
Need some help?
Call us
We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process.
Call us on ${dn-0800 056 0567}
Relay UK: 18001 0800 056 0567
Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.
Buy to Let? NatWest only provide Buy to Let mortgages online for small portfolio landlords.
- Please use the NatWest tools and guidance designed to help you complete your mortgage application online.
- We do not provide advice on Buy to Let mortgages but if you need technical help with your online application, get in touch so we can provide support.
- If you are not a small portfolio landlord, or you wish to apply with a mortgage professional, NatWest Buy to Let mortgages are available via mortgage brokers.