A detailed view of your personal spend
App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. You must be aged 16+ to view Spending. Only available for Personal and Premier accounts.
What is Spending?
Ever got to the end of a month and wondered where your money went? Our Spending feature within the app tells you everything you need to know, from categorising your spend to surfacing personalised insights. You can even set budgets to help keep you on track.
A newsfeed just for you
Your Newsfeed gives you personalised insights into your spending and how you’re doing against the budgets you’ve set throughout the month
We sort your spend, so you don't have to
Your transactions will be automatically sorted into one of our twelve categories, giving you a clearer picture of how you spend your money.
Budget tracking, made simple
You can set yourself budgets in different categories. It’s a great way to cut back on what you can live without so you can save for what you really want.
Follow these three steps to get setup
- 01
Log in to our Royal Bank of Scotland app
- 02
Navigate to the Spending tab at the bottom of the home screen
- 03
Complete the short on-screen instructions to successfully setup Spending
Congratulations, you will now be set up for Spending.
Download the app
1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android
2. Search for 'Royal Bank of Scotland'
3. Tap to download the app
Get the app
Get the app
Then follow these steps to get setup
- 01
Log in to your Royal Bank of Scotland app
- 02
Navigate to the Spending tab at the bottom of your home screen
- 03
Complete the short on-screen instructions to successfully setup Spending
Congratulations, you will now be set up for Spending.
Check your credit score
You can check your credit score quickly and easily on our app. This is one of the factors lenders can use to decide whether to offer you products such as credit cards, loans and mortgages.
Credit score available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion