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App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. You must be aged 16+ to view Spending. Only available for Personal and Premier accounts.
Get the low-down with our Spending and Budget Tracker
Ever got to the end of a month and wondered where your money went? Well wonder no more. Our free expense tracker feature ‘Spending’ within the app helps you manage your money, by categorising your spend and surfacing personalised highlights. You can even set targets with our budgeting tool.
Spending and Budget Tracker Features
Your very own Highlights
Read all about it. Your Highlights give you a personalised view into your spending and how you’re doing against the budgets you’ve set throughout the month.
Track where you’re spending
This little bit of genius categorises your expenses into twelve categories such as Bills, to help you understand where your money goes.
The handy budget planner
You can set and track monthly budgets in different categories. It’s a great way to cut back on what you can live without, so you can save for what you really want.
Follow these three steps to get setup
- 01
Log in to our Royal Bank of Scotland app
- 02
Navigate to the Spending tab at the bottom of the home screen
- 03
Complete the short on-screen instructions to successfully setup Spending
Congratulations, you will now be set up for Spending.
Download the app
Downloading the Royal Bank of Scotland app couldn't be easier, follow these three simple steps below.
1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android
2. Search for 'Royal Bank of Scotland'
3. Tap to download the app
Get the app
Experience the quickest way to manage your money
Get the app
Experience the quickest way to manage your money
Then follow these steps to get setup
- 01
Log in to your Royal Bank of Scotland app
- 02
Navigate to the Spending tab at the bottom of your home screen
- 03
Complete the short on-screen instructions to successfully setup Spending
Congratulations, you will now be set up for Spending.
Check your credit score
You can check your credit score quickly and easily on our app. This is one of the factors lenders can use to decide whether to offer you products such as credit cards, loans and mortgages.
Your credit score will be available once you opt in through the app, for customers aged 18+, with a UK address and is provided by TransUnion