Life Moments

Buying your
first home

From finding a property to moving in

We're here to help you on the road to owning your first home.

Getting started

When you're taking the first step, our guides to the home buying process and how the Government may be able to help could come in handy.

The home buying process

How much will you need?

It's important to work out how much you can spend on your new home, and to make sure you consider all the other costs involved.

How much can I borrow?

Saving for your deposit

Unexpected costs

Applying for a mortgage

If you're nearly there, use our checklist to make sure you're ready to apply and check out the mortgages we offer.

Getting ready to apply

Our mortgage options

Use our calculators

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Borrowing calculator and rate finder

We'll quickly show you how much we may be able to lend you, as well as our mortgage rates. Just have details of your income, outgoings, deposit and cost of your new home ready.
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When you have a property in mind

See how much we could lend you with an Agreement in Principle. It won't affect your credit score as we use a soft credit check.

Is there something else you're looking for?