A credit card that rewards you at home and abroad
Representative 40.7% APR (variable)
Pack some Rewards alongside your flip flops
Use this credit card abroad and you'll pay no foreign transaction fees
Benefit from 1% back in Rewards at supermarkets and 0.5% on spending at their petrol stations
Get 1-15% back in Rewards at selected retailers and 0.5% everywhere else
You won't pay an annual fee if you have a Reward Black current account
As a Reward Black customer, your calls will be prioritised. So whatever you need, we're here to help all year round
We've been rated 5 Stars for our 'Reward Black credit card' in 2021 by Moneyfacts
Check your eligibility
Your actual credit limit may vary depending on our credit assessment of you.
Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 735KB) for more details. Always aim to pay off your credit card balance every month to make sure the benefit of Rewards outweighs any interest costs.
Managing your credit card
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What you should know
Get ready to apply
First, let's check your eligibility
Use our free eligibility checker before you apply to see if you’re likely to be accepted. It takes just 2 minutes and there’s no impact on your credit score.
If you've already checked, you're good to move on to the legal documents below.