A credit card that rewards you at home and abroad
Representative 40.7% APR (variable)
Pack some Rewards alongside your flip flops
Use this credit card abroad and you'll pay no foreign transaction fees
Benefit from 1% back in Rewards at supermarkets and 0.5% on spending at their petrol stations
Get 1-15% back in Rewards at selected retailers and 0.5% everywhere else
You won't pay an annual fee if you have a Reward Black current account
As a Reward Black customer, your calls will be prioritised. So whatever you need, we're here to help all year round
We've been rated 5 Stars for our 'Reward Black credit card' in 2021 by Moneyfacts
Use worldwide at Mastercard® locations, in-store and online
Check your eligibility
Your actual credit limit may vary depending on our credit assessment of you.
Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 735KB) for more details. Always aim to pay off your credit card balance every month to make sure the benefit of Rewards outweighs any interest costs.
Managing your credit card
Card Features OpenClose
Mobile App Features OpenClose
What you should know
Get ready to apply
We'll check your eligibility at the start
We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.
Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.