When you use Manage your Mortgage to make a one-off overpayment you can choose exactly how your payment is applied to your sub accounts. Your balance and your new payment will be updated within a few hours.
If you send us a payment without using Manage your Mortgage, and you don't tell us how you want the funds to be applied to your sub accounts, then we will apply the payment to your sub accounts in the following order.
1. Interest Only (before Repayment/Capital & Interest)
2. Highest Interest Rates
3. Highest Outstanding Balance
Setting up a regular overpayment is an online service you can access using Manage your Mortgage you can tell us exactly how much you want to pay toward each of your sub accounts. You can stay in complete control of your regular overpayment using Manage your Mortgage, to set-up, amend or cancel your regular overpayment.
