Open a Reward bank account

If you're already using a device with the Royal Bank app, select the 'Start application' button below. 

You will need the most up to date version of the app, to make changes to your account. 

To open a new account: 

1. Once logged in to the app, choose 'Apply' and then current accounts. 
2. Then choose what type of account you would like to open.

To change your account type or switch into your existing account: 

1. Once logged in, click into the account you wish to change or switch.
2. Choose either the 'Change my account type' or 'Switch my account' option. 

Can't scan the QR code?

To change your existing account or apply for a new Reward account, you’ll need to use our mobile app..

It won’t take long to download and get set up.

You just need:

• Your Digital Banking PIN and password.
• Your mobile phone to get your one-time passcode.

First, download the app:

1. On your mobile or tablet, open the camera and point your device at the QR code.
2. Follow the link that pops up to download the app.
3. Use your details to log in and follow the below. 

To open a new account:

1. Once logged in to the app, choose 'Apply' and then current accounts. 
2. Then choose what type of account you would like to open.

To change to a different account type or to switch into your existing account: 

1. Click into the account you wish to change or switch, then select 'Change my account type' or 'Switch my account' to begin your application. 

Can't scan the QR code?

Available on selected devices.

Your application will be completely online, and you won't need to post us any information or visit a branch.

1. Tell us a bit about yourself and we’ll set up your account.
2. Our partner Mitek will then check your identity by matching you to your Photo ID. Your Photo ID must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card.  You'll need a device with a camera to upload these. We might also ask for a valid proof of address.  You'll need a device with a camera to upload these. If you don't have your ID to hand you can finish this step later.
3. Once they’ve confirmed your identity we’ll activate your account.

Please note, a partial switch does not qualify for any switch incentives we may offer. 

We’ve made a few changes to how we open joint bank accounts.

The button below takes you to a dedicated page explaining exactly what you need to open your account.

In summary:

1. You create a joint account by adding the second applicant to an existing account.
2. You can either add the second applicant to an existing account, or if you’d like a completely new account, one of you can open a new account and then add the second applicant once it’s open.