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Welcome to our mortgage options

Thinking about moving home? We could help

Step 1: Find out what we could offer you

  • Get a personalised indication of how much you could borrow in less than 10 minutes. 
  • It will not impact your credit score.

Step 2: Ready to apply for your new mortgage?

  • Apply online today or contact us if you'd like support.
  • Save progress and come back whenever you like.

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

You could buy your first home with just a 5% deposit

With our range of 95% mortgages, you could be buying your first home sooner than you imagined.

Exclusions & eligibility criteria apply. 

Why choose Royal Bank?

  • Qualified mortgage professionals available to help answer any questions and guide you through the process, if required
  • No fees on selected mortgages
  • Submit your documentation online with our paperless mortgage application
  • Discounted mortgage rates when purchasing an energy efficient home (with a valid Energy Performance Certificate rating of A or B) with a Green Mortgage. Available on select products. Product fees may apply.

Here's what you need to know

Already have a mortgage with us? Your mortgage could move with you

Help with common questions

Need some help or want to speak to a mortgage professional?

Call us

Something else we can help you with?