Enjoy a free tastecard for 4 years
Interest‑free overdraft from your first year
No monthly account fee
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Eligibility, criteria and T&Cs apply.
- To apply, you must be 17+ and have been living in the UK for at least 3 years. Online applications only.
- To confirm that you are a Student and eligible for this account, you must provide your unique 16 digit UCAS code. Courses without a UCAS code are not eligible for our student account.
- You need to be a full time undergraduate Student (on at least a 2 year course at a UK University/College) or nursing course lasting a year or more. You can apply up to 6 months before your course start date.
- You must use your Student account as your main account by depositing your wages or other regular income into it.
Our Student account offer
What is included?
Tastecard is a discount card which offers you 2 for 1 on meals, 50% off food or 25% of food and drinks at thousands of restaurants or pizza takeaways UK wide.
We also have exclusive offers just for students.
Cinema ticket discounts
Discounted days out at the UK's best attractions
Exclusive membership perks
Information Message
Our newest addition
Coffee club
Your tastecard now comes with even more benefits, you now also get access to 25% off barista-made drinks at thousands of coffee shops across the UK, including Caffe Nero, Black Sheep Coffee, Cinnabon as well as 100s of independent coffee shops.
If you have received a student offer from Royal Bank at any time from 1st July 2021 you will not be eligible. Annual tastecard valued at £79.99 excluding any offers. Correct as of May 2025. Offer T&Cs apply.
Information Message
Your tastecard redemption code will be sent to your email address. If you have received a student offer from Royal Bank at any time from 1st July 2021 you will not be eligible. This offer can be withdrawn at any time due to limited availability.
Why apply for our Student bank account?
Whether uni is just around the corner or already underway, get set for student life. Open a Student account today and settle into campus living with confidence.
Here's what you get:
Interest-free overdraft - Get an instant online decision on your overdraft, with up to £2,000 from year one, including up to £500 in term one. By year three, you can apply for up to £3,250 interest-free.
Award-winning account - YourMoney.com voted Royal Bank of Scotland as 'Best Student Current Account Provider' in 2026.
No monthly fees - There are no monthly fees for the Student current account.
On the go banking - Manage your Student bank account with ease using our app, anytime and anywhere.
Make use of a student overdraft
Our Student bank account comes with an interest-free overdraft. A quarter of students budget and monitor their spending. But around one in three are still short of money by the end of the month, says our 2025 Student living index.
That's when your overdraft may come in handy as a short-term option. And because it’s interest-free, you won’t pay any interest on what you’ve spent.
Interest-free overdraft - get an overdraft of up to £2,000 from year one (Limited to £500 in term one, year one) with an instant online decision. Students can apply for up to £3,250 interest-free from year three onwards.
Information Message
To apply for an overdraft, you need to be aged 18+. You can add an overdraft to your account once your course has started.
The app students didn't know they needed
Information Message
App available to Online Banking customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Add money effortlessly
Easily add money to your account from accounts held with other banks without entering account details.
Free credit score
See your score in minutes. Improve it and understand your habits' impact. Data provided by TransUnion.
Get Cash without your debit card
Get up to £130 every 24 hours from our cash machines, so long as it’s within your daily withdrawal limit.
Save your spare change with Round Ups
Save your change from everyday spending and put it in an eligible savings account.
The app students didn't know they needed
App available to Online Banking customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Add money effortlessly
Easily add money to your account from accounts held with other banks without entering account details.
Free credit score
See your score in minutes. Improve it and understand your habits' impact. Data provided by TransUnion.
Get Cash without your debit card
Get up to £130 every 24 hours from our cash machines, so long as it’s within your daily withdrawal limit.
Save your spare change with Round Ups
Save your change from everyday spending and put it in an eligible savings account.
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)