Overlay
Bank accounts

Open our Student
bank account

Why apply for our student bank account?

A Student bank account is designed to make your life in higher education a little bit easier. There are many advantages to opening a Royal Bank Student account such as:

Interest-free overdraft up to £2000 (£500 in first term) with an instant online decision

Student offer UK 2021 - £50 cash and a 4 year tastecard

Can't find your bank card? Temporarily lock it while you look, and if you find it, instantly unlock your card

Withdraw up to £130 without your card every 24 hours at our ATMs (as long as it’s within your daily withdrawal limit, criteria applies)

You can switch using the Current Account Switch Service

No monthly fee

Are you an International Student?

If you’ve lived in the UK for more than 3 years, you can apply for our Student account. If you’ve lived in the UK for less than 3 years you’re recognised by us as an international student and are not eligible for our Student account. See our current accounts hub for more options. 

UK student offer 2021

£50 cash

Paid into your account within 10 working days of meeting the offer criteria. Available until 5th November, limited availability. This offer may be withdrawn at any time.

Tastecard

Get 2 for 1 or 50% off your food bill at thousands of UK restaurants and discounts at the cinema with tastecard membership. Valid for 4 years. Smartphone required. Tastecard T&C’s apply.

Offer criteria

To receive your offer you need to register for mobile or Online Banking and choose to receive paperless statements within 30 days of opening your account.

Hassle free banking with our mobile app

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Understanding overdrafts

An overdraft is a form of short term borrowing and is repayable on demand. If you don't repay what is owed, you could harm your credit score and borrowing capability. Understand the cost and impact of overdrafts and use our eligibility checker to find out if you’re likely to be approved below.

Student FAQ's

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

are aged 17 or over and living in the UK

completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course, or

training as a nurse at a UK university or college of higher education

are completing a course that has already started, or is starting within the next 6 months

Now please take a look at the important legal info

If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Student account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
If you have a current account, credit card, loan or savings account with the Royal Bank of Scotland please let us know.

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Your UCAS code
What would you like to do today?
Do you know your Digital Banking details?
If you log in to Digital Banking we can pre-fill some of the application for you.

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Your UCAS code

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Your UCAS code

You're all set

During the application, you'll need:

  • The account number and sort code of the account you want to change
  • Your UCAS code