Your home or property may be repossessed if you do not keep up repayments on your mortgage.
For mortgages in more than one name, everyone named on the mortgage is responsible for repaying any extra borrowing - even if only one person uses the money, for example for holidays, a car, or paying off debts.
Additional borrowing is only available on a capital and interest repayment basis. The longer the mortgage term, the more interest you will pay on the capital borrowed. Applications are subject to underwriting and must meet our current lending requirements.
For residential mortgages, to see if you are eligible to apply, get an indication of cost and, if you're confident, submit an application, you can visit our online additional borrowing application via the app or digital banking.
To apply via the app, just follow the three simple steps below.
Available on selected devices.
Alternatively, you can visit via digital banking. Once logged in, select your 'Manage my mortgage' and then click 'Borrow more'.
Need advice? Talk to us to discuss your options.
For residential mortgages, to see if you are eligible to apply, get an indication of cost and, if you're confident, submit an application, you can visit our online additional borrowing application via the app or digital banking.
Once logged in, select your mortgage and click 'Additional borrowing'.
Alternatively, you can apply online. Once logged in, select 'Manage my mortgage' and click 'Borrow more'.
Need advice? Talk to us to discuss your options.
For residential mortgages, to see if you are eligible to apply, get an indication of cost and, if you're confident, submit an application, you can visit our online additional borrowing application via the app or digital banking.
Once logged in, select your mortgage and click 'Additional borrowing'.
Alternatively, you can apply online. Once logged in, select 'Manage my mortgage' and click 'Borrow more'.
Need advice? Talk to us to discuss your options.
You will need to call us to speak to our mortgage team to consider your application.
Want to learn more about adding value to your home, the different costs involved and energy saving ideas? Then take a look at our home improvements guide.
Are you looking to buy a second/rental property? Take a look at our second home mortgage options.
Looking to buy a new or used car? We've put together some tips to help you make the right choice.
We can consider lending you money to pay off a number of existing debts and bring together under a single payment with your mortgage. This is known as 'Debt Consolidation'.
Think carefully before securing other debts against your home. Consolidating debt may reduce your outgoings now, however you may pay more interest over your mortgage term.
8am - 6pm (Mon - Fri)
9am - 4pm (Sat)
Closed (Sun)
Except bank holidays.
