Whatever your savings goals, having an ISA could be a good idea.
Some ISAs give you instant access to your money, offering you a more flexible way to save and plan your finances in the shorter term.
There are also Fixed Term ISAs designed to give you 1 or 2 years Fixed Interest.
If you have longer term savings goals, ISAs can help you save and invest in a tax-efficient way. Stocks and shares ISAs are supposed to be a medium to long-term investment. This means they should be held for at least five years.
Your ISA allowance applies to you as an individual. Being married or living with your partner, for example, won’t affect your allowance.