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Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Everything you need to know about buying your first home
It can be daunting when you are looking to buy your first home but we are here to help. Read though our helpful step by step guide or use the link below to get in touch.
Your step by step guide to buying your first home
What you need to know
How much could you borrow from us? You need to know this so you have an idea of the price range of houses to look at.
Try our mortgage calculator
This gives you an idea of what you might be able to afford. You can compare mortgage rates and get an indication of the monthly repayments.
Get an Agreement in Principle
For a more accurate indication of how much you could borrow, get an Agreement in Principle. Have a property in mind? Find out if you can borrow what you need without affecting your credit score.
What is an Agreement in Principle?
An Agreement in Principle (AIP) is a personalised indication of how much you could borrow. It's based on the details that you provide. It's not a full mortgage offer, but it shows sellers and agents that you're a serious buyer.
You can get an AIP at any time without affecting your credit score or credit file.