Rewarding you for buying an energy efficient home
Royal Bank Green Mortgages are available to over 18s purchasing or remortgaging a home with a valid Energy Performance Certificate (EPC) rating of A or B. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.
Helping you move towards a greener future
According to UK Government National Statistics, residential properties make up 15% of the UK total climate emissions. At Royal Bank, we want to help to lower this and reward our customers who are trying to do the same.
Green Mortgages reward you for purchasing an energy efficient home by offering a reduced rate on a 2 year or 5 year fixed rate mortgage.
The offer is only available on selected mortgages marked with ‘Green Mortgage’ and can be changed or withdrawn at any point. Max LTV 85%.
Buy a UK home with a valid Energy Performance Certificate (EPC) rating of A or B and you could be eligible to select a Green Mortgage product. Early repayment charges may apply.
Why not get a personalised indication for a mortgage on the property? You can also see what the monthly costs could be without any obligation to take a mortgage with Royal Bank.
Find out if your new home is energy efficient
Found your new home? Your new home will need a valid Energy Performance Certificate (EPC) rating of A or B to be eligible to select a Green Mortgage product. Check it's on the UK EPC register or the Scottish EPC register.
Green Remortgages: Rewarding you for having an energy efficient home
According to a poll from Ipsos MORI, 85% of UK citizens are concerned about climate change and 52% are very concerned.
To help reduce climate change, we want to reward customers with energy efficient homes. We're offering discounted 2 year and 5 year fixed rate mortgages to customers who are remortgaging their home to Royal Bank with a valid Energy Performance Certificate (EPC) rating of A or B.
The offer is only available on selected mortgages marked with ‘Green Remortgage’ and can be changed or withdrawn at any point. Max LTV 85%. If you have a home with a valid Energy Performance Certificate (EPC) rating of A or B, you could be eligible to select a Green Remortgage product. Product fees apply.
Get a personalised indication of how much you could borrow, compare our mortgage rates and find out what the saving could be with an Agreement in Principle for a green mortgage. Early repayment charges may apply.
Your home needs to have a valid Energy Performance Certificate (EPC) rating of A or B to be eligible to select a Green Mortgage product. Check it's on the UK EPC register or the Scottish EPC register.
Started your Agreement in Principle already?
If you've already started your Agreement in Principle, click here to log in and pick up where you left off.
You can return at any time, edit your Agreement in Principle and use it to quickly apply for your mortgage when you have an offer accepted on a property.
Green Buy to Let Mortgages
Are you remortgaging or purchasing a Buy to Let property? Does it have a valid Energy Performance Certificate (EPC) rating of A or B? Check it's on the UK EPC register or the Scottish EPC register.
If so, we're now offering new loan to value options and discounted 2 year and 5 year fixed rate Buy to Let mortgages.
Get a personalised indication of how much you could borrow, compare our mortgage rates and see the options available to you today with an Agreement in Principle for a green Buy to Let mortgage. Early repayment charges may apply.
The offer is only available on selected mortgages marked with ‘Green Mortgage’ and can be changed or withdrawn at any point. Max LTV 75% (for new build flats or houses a maximum LTV of 65% applies). Exclusions and eligibility criteria applies. Product fees apply.
Becoming climate positive by 2025
We're setting out a new ambition to be a leading bank in the UK & RoI helping to address the climate challenge; by making our own operations net carbon zero in 2020 and climate positive by 2025, and by driving material reductions in the climate impact of our financing activity.
We're setting ourselves the challenge to at least halve the climate impact of our financing activity by 2030 and intend to do what is necessary to achieve alignment with the 2015 Paris Agreement.
Find out more about Royal Bank Sustainability
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Other mortgage types
There's a lot to think about with a mortgage including what type of mortgage could be right for you. We offer a range of mortgages that you can compare, to help find what’s right for you.
