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Personal Portfolio Funds

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply. Past performance is not an indicator of future performance and should not be relied on as such.

The Personal Portfolio Funds are 'ready-made' investments available from Royal Bank Invest.

  • A clear choice based upon the return you’re seeking to achieve and the risk you are willing to take.
  • Managed by the experts at Coutts & Co and invested in a range of other funds from leading investment managers to spread the risk.
  • Invest tax free with a Stocks and Shares ISA.
  • Low investment fees and charges.

Who are they for?

Designed to provide an option for all investors, whatever your attitude to risk and goals. The minimum investment horizon is 5 years.

Quick fund facts

  • Launched: 2022
  • Currency: GBP
  • Minimum investment: £50
  • Management company: RBS Collective Investment Funds Limited

Fund performance

Information Message
Find out more about each individual fund by selecting below.

This is the highest risk fund in the range as this fund always invests at least 90% of its value in equities. 

The long term asset mix is made up of 98% Shares and 2% Cash. The fund is actively managed so this can change over time.

Availability

Open to Royal Bank account holders registered for Digital Banking.

Also known as the medium to high risk fund in the range, with more than half of the fund invested in equities, the risk increases further. This fund always invests at least 65% of its value in equities.

The long term asset mix is made up of  23% Bonds, 75% Shares and 2% Cash. The fund is actively managed so this can change over time.

Availability

Open to Royal Bank account holders registered for Digital Banking.

Also known as the medium risk fund in the range, this fund has greater exposure to higher risk investments, such as equities. This fund always invests at least 45% of its value in equities.

The long term asset mix is made up of 43% Bonds, 55% Shares and 2% Cash. The fund is actively managed so this can change over time.

Availability

Open to Royal Bank account holders registered for Digital Banking.

Also known as the low to medium risk fund in the range. With fewer investments in bonds than the lower risk fund, the risk increases. This fund always invests at least 50% of its value in bonds.

The long term asset mix is made up of 58% Bonds, 40% Shares and 2% Cash. The fund is actively managed so this can change over time.

Availability

Open to Royal Bank account holders registered for Digital Banking.

This is the lowest risk fund in the range, this fund always invests at least 70% of its value in lower risk investments, such as bonds.

This long term asset mix is made up of 78% Bonds, 20% Shares and 2% Cash. The fund is actively managed so this can change over time.

Availability

Open to Royal Bank account holders registered for Digital Banking.

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Useful documents

For all documents relating to Personal Portfolio Funds, please click here.

 

I need some help

Latest guidance

If you're already investing with us, you can log in to your Royal Bank Invest account for day to day transactions, or if you're concerned about the current situation and have questions about managing your investment during this time, please see our latest guidance and common questions. 

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Speak to our team

If you'd prefer to speak to us, you can call the Help and Support team on 0345 304 1005 (Relay UK 18001 0345 304 1005). Our lines are open Monday to Friday, from 9.30am to 5.00pm. We're closed Bank Holidays. Calls may be recorded.

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Get started with Royal Bank Invest

You’ll need to be a Royal Bank customer with Digital Banking, aged 18 – 84 and a UK residence for tax purposes. 

Click “Continue” to log into the Royal Bank Invest portal.

Learn more about investments

Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.

We regularly update our articles depending on what’s happening in the market so check back for future updates.

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