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Boost your benefits with our Reward Platinum account
- Earn Rewards that you can redeem as cash, gift cards or e-codes with our retail partners.
- Mobile phone insurance.
- UK car breakdown cover.
- Worldwide family travel insurance.
- Free from non-sterling transaction fees on purchases abroad.
- Choose your way to pay with Apple Pay, Google Pay™ or Contactless Debit Card. Limits apply.
£20 monthly fee.
To apply, you must be an existing Royal Bank current account customer.
Get travel insurance and other benefits with our packaged bank accounts
Our Reward Platinum account is packed full of extras to help you while you're abroad.
Worldwide travel insurance (with COVID cover)
Family travel insurance that covers you, your partner, and dependent children for trips up to 31 days. It includes emergency medical expenses, cancellations, baggage and more.
Worldwide travel insurance is underwritten by U K Insurance Limited.
Save on holiday packages, airport parking, car hire and more when you book through the travel service.
- Enjoy 10% discount on holidays, hotels, car hire and more.
- Receive 5% discount when you book a cruise.
- Airport lounge access for 2 with any flight or holiday booking abroad.
No foreign transaction fees for using your debit card for purchases abroad.
- Customers with a Reward Platinum account don't pay any non-sterling transaction fees.
- That means you can make purchases with your Reward Platinum debit card anywhere in the world, in any currency, without worrying about extra charges for using your card abroad.
- Not valid for ATM withdrawals. Other local fees may apply
Other features and benefits
Banking with us OpenClose
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.