0% interest for 14 months on balance transfers
Balances must be transferred within 3 months of account opening
Your 14 month 0% offer starts from account opening, after which standard rates apply
No fee to transfer a balance to this card, and no annual fee
Use worldwide at Mastercard® locations, in-store and online
0% interest for the first 3 months on purchases
This offer is available on purchases made and paid off in full in the first 3 months of opening your account
After the first 3 months, standard rates will apply
What you should know about balance transfers
To enjoy our 0% offer on balance transfers, you need to make your transfers within the first 3 months.
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100.
You can transfer your balance from most credit cards and store cards, except other NatWest Group cards.
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box document (PDF, 48KB) for more details.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.



Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Cost to transfer
Cost to transfer
Cost to transfer
Cost to transfer
Balance transfer fee
Balance transfer fee
Balance transfer fee
Balance transfer fee
Purchase and Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Longer Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Please read these important documents
Please take some time to read the important information. By clicking 'Start my application' below, you are confirming that you have been provided with, and have acknowledged our important documents.