Check your eligibility for a loan

Get a quote for a personal loan

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

It takes just a few moments

It takes minutes to find out how much you could borrow. 

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Get a personalised rate

We’ll show you the rate you’re likely to get if you go on to apply.

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No harm to your credit rating

We use a soft credit search, which won't affect your credit rating. 

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We’re about to take you to our application, which will allow you to get a quote and consider whether you want to apply with us.

In order to get a quote, you must:

  • Be 18+ and a UK resident
  • Have a Royal Bank of Scotland current account for over 3 months
  • Have not been declared bankrupt in the last 6 years
  • Have not completed a personal loan application with us in the last 28 days
  • Be applying for a loan in your name only.

Ready to get a quote?

If the above sounds like you, then let’s get going.

Before you start, there are a few things to read

There are a few things you should know in case you choose to apply after you’ve got your quote.


Comfortable? Select ‘next’ to continue.

Do you have Royal Bank of Scotland digital banking?
Log in to your Digital Banking to get a personalised quote - it's the quickest and easiest way to get a quote.

Fantastic, you're all set!

Just a heads up – you’ll need your digital banking log in details at the next step.

Let’s get you signed up for Digital Banking

You’ll need to sign up for digital banking with us in order to get a quote. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Royal Bank of Scotland Debit Card, if you have one.


Once you’ve registered, select ‘next’ to log in and get a quote.

You’re all set