Compare mortgage interest rates

Mortgage rates

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Compare mortgage rates and costs with our interactive rates table

You can see our current mortgage rates, and compare deals and the monthly mortgage repayments, by entering a few details. Please note, we aren't currently offering buy to let mortgages directly through Royal Bank of Scotland.

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Already got a mortgage with us?

Want to move home?

You could take your mortgage with you. Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'... move home more easily with us

Wanting to remortgage? Or looking for a new mortgage deal?

Is your current mortgage deal ending? If you want to look at your options for switching your current mortgage rate to a new deal with us, you can get started by logging in to manage your mortgage.

Mortgage rate FAQs

What is a mortgage interest rate?

A mortgage interest rate is a percentage fee charged on a mortgage loan by a lender – effectively the ‘cost’ of borrowing the money (plus any other applicable fees). You can learn more about how mortgage interest rates work.

Are mortgage rates going up?

Mortgage lenders consider a range of factors when deciding what interest rates they can offer. We can't say for sure if our rates will rise or fall in the future, and we also can't speak for rates offered by other lenders.

Can mortgage interest rates change?

Yes, the interest rates in this tool are subject to change. If you apply for a mortgage with us, you will need to choose from the mortgage interest rates available on the day of your application.

Your mortgage interest rate can also change if you already have a mortgage, unless you currently have a fixed rate deal. You can learn more about what can cause mortgage interest rates to change.

What are the different types of mortgage interest rate?

There are various different types of mortgage interest rates, including fixed rate mortgages and tracker rate mortgages. Learn about them and other types of mortgage interest rates on our mortgage comparison webpage.

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A more personalised indication of our mortgage rates

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