Overlay
Compare mortgage interest rates

Mortgage rates

Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Personalise your mortgage options
Residential
Repayment type
Page1

Sort results by:

Mortgage type

Initial rate period

Product fee

Ways to Apply

Compare mortgages
Compare ( N ) mortgages
Compare ( N ) mortgages
Compare mortgages (2/3)
Compare ( N ) mortgages

The rates available are subject to change and you must choose from the rates available on the day you submit your application.

You must meet product eligibility criteria to apply for your selected product.  Some of the rates below are only available if you apply online and others can be applied for over the phone or via video appointment with a mortgage adviser

Buy to Let? We have tools and guidance designed to help you complete your mortgage application online. If you own 4 or more buy to let properties or you need additional assistance due to your personal circumstances, please get in touch so we can try to support you. 

Already got a mortgage with us?

Want to move home?

You could take your mortgage with you. Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'... move home more easily with us

Wanting to remortgage? Or looking for a new mortgage deal?

Is your current mortgage deal ending? If you want to look at your options for switching your current mortgage rate to a new deal with us, you can get started by logging in to manage your mortgage.

Mortgage rate FAQs

What is a mortgage interest rate?

A mortgage interest rate is a percentage fee charged on a mortgage loan by a lender – effectively the ‘cost’ of borrowing the money (plus any other applicable fees). You can learn more about how mortgage interest rates work.

Are mortgage rates going up?

Mortgage lenders consider a range of factors when deciding what interest rates they can offer. We can't say for sure if our rates will rise or fall in the future, and we also can't speak for rates offered by other lenders.

Can mortgage interest rates change?

Yes, the interest rates in this tool are subject to change. If you apply for a mortgage with us, you will need to choose from the mortgage interest rates available on the day of your application.

Your mortgage interest rate can also change if you already have a mortgage, unless you currently have a fixed rate deal. You can learn more about what can cause mortgage interest rates to change.

What are the different types of mortgage interest rate?

There are various different types of mortgage interest rates, including fixed rate mortgages and tracker rate mortgages. Learn about them and other types of mortgage interest rates on our mortgage comparison webpage.

Information Message

A more personalised indication of our mortgage rates

Information Message

Representative example

Need some help?

Call us