Home Energy Hub

How to save energy at home

Do you want a home that uses less energy and feels cosier?

Get started with simple actions that could save energy then learn how you could make your home more energy efficient.

Zero cost energy saving tips to get you started.

Begin with small actions that cost nothing but come with savings that add up. Why not start by lowering your thermostat by one degree or removing dust from behind radiators?

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EPC certificate: learn how energy efficient your home is.

Your Energy Performance Certificate (EPC) rating will tell you how energy efficient your home is, and suggest how you could make it more efficient.

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Turn your ideas into action with help from our home energy guides

Insulate your home

Cut the waste and feel the heat with a well insulated home.

Add solar panels

Generate your own electricity from a renewable energy source.

How heat pumps work

With plans to phase out gas boilers, find out about the benefits of heat pumps.

Home retrofit guide

Adding energy saving measures will make your home more sustainable and could save you money.

Smart meter guide

The first step to using less energy is knowing more about how you use energy in your home.

What might your home retrofit journey look like?

Retrofitting, or improving your home to make it more energy efficient, can sound complicated. Breaking it down into four steps could help you get started.

1. Energy Performance Certificate

Your home's Energy Performance Certificate (EPC) rating will tell you how efficient your home is and suggest what you could do to improve it.

2. Funding your plan

Check if you're eligible for any Government grants that could help with your planned improvements. We may also be able to help you fund your improvements.

3. Home Assessment

A qualified energy assessor can survey your property to help you understand which energy saving measures are suited to your home. Depending on the services they offer, they may be able to generate an EPC certificate, if you don't have one or if your property has been improved since the existing EPC was completed. Find out more on the Government's website.

4. Find tradespeople

You may already have tradespeople in mind, who you trust and have experience of. If you don't, you can use the Trustmark website to help find a tradesperson in your area. Trustmark is a Government endorsed quality scheme.

Borrowing options for energy saving home improvements

Borrowing more

Borrow more on your existing Royal Bank mortgage

From a minimum of £10,000 up to 90% of the value of your property. You'll make monthly payments over an agreed term to repay the amount you borrow.


Remortgage to Royal Bank of Scotland

You could get a personalised indication of how much you could borrow in less than 10 minutes. Plus it won't impact your credit score.

Personal loan

Personal loan

For smaller alterations to your home, a personal loan might be another option to consider.

Talk to us

Talk to us face to face wherever you are

Video Banking is an easy and secure way to chat to us face-to-face wherever you are for up to 60 minutes. Whether you want an instant chat, or a chat at a later date or time – we’re ready whenever you are.

Buying a home with a valid EPC rating of A or B?

If you are or already have one, you could be eligible for our Green Mortgage which rewards you for buying an energy efficient home.

Royal Bank Green Mortgages are available to over 18s purchasing or remortgaging a home with a valid Energy Performance Certificate (EPC) rating of A or B.

Product fees may apply. Max LTV 85%.  Early repayment charges may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.