Rewards when you shop
Enjoy 1% Rewards for your spend at the supermarket
You'll earn 1-15% in Rewards when you shop at MyRewards retailers
Get 0.25% in Rewards for all your other spending, including at supermarket petrol stations
Enjoy 1% Rewards for your spend at the supermarket
You'll earn 1-15% in Rewards when you shop at MyRewards retailers
Get 0.25% in Rewards for all your other spending, including at supermarket petrol stations
If you already have a Reward current account, you'll get the card's annual fee refunded
We've been rated 5 Stars for our 'Reward credit card' in 2021 by Moneyfacts
Use worldwide at Mastercard® locations, in-store and online
This summer, to help you get a well-deserved break, we won’t charge you any foreign transaction fees (also known as non-sterling transaction fees) when you spend abroad with a Royal Bank credit card. No need to do anything, just pack your Royal Bank card and you’re good to go. Valid from 24th June at 00.00 (local time) to 2nd September 23.59 (local time). Terms Apply.
Take a look at our Spending abroad page for our top tips and FAQs
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 21.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 1 MB) for more details. Always aim to pay off your credit card balance every month to make sure the benefit of Rewards outweighs any interest costs.
We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.
Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.