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Mortgages

Find a mortgage with Royal Bank

Step 1: Find out what we could offer you

  • Get a personalised indication of how much you could borrow in less than 10 minutes. 
  • It won't impact your credit score.

Step 2: Ready to apply for your new mortgage?

  • Apply online today or contact us if you'd like support.
  • Save progress and come back whenever you like.
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You could buy your new home with just a 5% deposit

Looking for a new mortgage?

First home

It can be daunting when you are looking for a first time buyer mortgage, but we're here to help.

Remortgage

If you're coming to the end of your mortgage deal, you may want to move your mortgage to a new lender.

Moving home

Understand mortgages if you're moving home including possible costs, deposits and more.

Buy to let

Learn about your mortgage options if you're buying a property with the intention to rent it out.

See how much you could borrow

Use our mortgage calculator to see how much you could borrow, compare our mortgage rates and find out what it might cost you per month. 

Learn about home-buying with our mortgage guides

Getting a mortgage can seem tricky. There are lots of different factors to consider and different types of mortgages to compare.

We’ve created some mortgage guides to help you through the process:

Ready to apply?

Already started your application?

If you’ve already got an Agreement in Principle, and have begun your application, you can pick up where you left off.

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Other tools to help you

Mortgage rate finder

 
  • Compare our mortgage rates and products

Overpayment calculator

 
  • Find out if you could repay your mortgage faster or pay less each month.

Agreement in Principle

 
  • Get a personalised indication of how much you could borrow

Already have a mortgage with us?

If you need to manage your mortgage, or are looking for support, our existing customer information should help.

Alternatively, if your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.

Support for mortgage customers with the rising cost of living

If you're remortgaging to help ease the rising cost of living, your current mortgage provider could provide you with additional support without impacting your credit score.

We're committed to helping our customers through this difficult time and we're pleased to be part of the Mortgage Charter support to help ease financial pressure on mortgage customers.

Help with common questions

Frequently asked questions about mortgage application

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

Need some help?

Call us