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Mortgages

Find a mortgage
with Royal Bank

Start exploring our mortgages

Find out what we could offer you

Step 1
  • Our Agreement in Principle provides a personalised indication of how much you could borrow
  • Will not impact your credit score
  • Takes less than 10 minutes

Ready to apply for your new mortgage?

Step 2
  • Apply online today, or contact us if you'd like support
  • Save progress and come back whenever you like
  • Upload, submit and sign all of your documents online

You could buy your new home with just a 5% deposit

Looking for a new mortgage?

Buy your first home

It can be daunting when you are looking to buy your first home but we are here to help.

Remortgage to us

If you're coming to the end of your mortgage deal, you may want to consider a new deal with your current lender or a new lender.

Move to a new home

Use our mortgage calculator to find out how much you could borrow for your next property and use our guide to help make the move.

Buy to let mortgage

Buy to let (BTL) mortgages are for landlords who want to buy property to rent it out.

Mortgage calculator

Use our mortgage calculator to see how much you could borrow, what it might cost you per month and compare mortgage rates.

Mortgage calculators

A simple calculator to show you how much you could borrow

Use our mortgage calculators to see how much you could borrow, what it might cost you per month and compare mortgage rates.

Get your Agreement in Principle

Find out if you could afford the home you have your eye on

A personalised indication of what you could borrow

Takes less than ten minutes

Gives you confidence if you want to make an offer

Won't affect your credit score

Want to speak to someone?

Already have a mortgage with us?

If your current rate is up for renewal or has already come to an end, have a look at how we can help you switch to a new deal.

Get free Ideal Home Show tickets

We’re delighted to be the principal partner of the Ideal Home Show Scotland 2022 at SEC Glasgow and we’re offering you 2 free tickets to celebrate.

The offer ends 23rd May 2022. Numbers are limited, so tickets are available on a first come, first served basis. Children up to 15 years go free with any adult ticket (max 2 children per adult).

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

'Homes for Ukraine'

The UK government has launched a scheme to allow UK residents to take refugees from Ukraine into their homes or properties - by becoming sponsors.

Are you interested in becoming a sponsor?

Help with common questions

Something else we can help you with?

Need some help or want to speak to a mortgage professional?

Call us