Buildings and Contents Insurance
- Cover for the inside and outside of your home
- 10% increase of Contents Sum Insured for 30 days before and after certain special events
- Simplify your outgoings with one policy instead of two
Royal Bank of Scotland home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Please note this product is available only online. Alternative options are available in branch.
Whether you are a first-time buyer or an existing homeowner, protecting your home is important. Having the right cover in place means that if anything was to happen, a fire, flooding or a water leak, you could be protected.
Having Buildings insurance is a condition of our mortgage offer, but you don’t need to buy it through Royal Bank of Scotland and it doesn’t affect how much we’ll lend you.
If you take out a new home insurance policy online by the 28th September, we will pay £20 to your choice of the following 3 charities: MacMillan Cancer Support, Alzheimer's Society or NSPCC for every new Standard, Elite or Renters policy (T&Cs and exclusions apply).
Premier insurance policies are excluded from this offer.
As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What You Need to Know’ document can be posted to you if you need it in a paper format.