Royal Bank of Scotland insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Please note this product is available only online, alternative options are available in branch.
We'll give £20 to one of three chosen charities for every new policy purchased
If you take out a new home insurance policy online by the 30th June, we will pay £20 to your choice of the following 3 charities for every new Standard, Elite or Renters policy (T&Cs and exclusions apply).
You can choose from either:
- MacMillan Cancer Support
- Alzheimer’s Society
Premier insurance policies are excluded from this offer.
Why choose contents insurance?
You could get a quote in less than five minutes.
This policy has been awarded the highest Defaqto rating.
Flexible levels of cover available and optional extras.
You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
If your everyday electrical items are stolen or damaged beyond repair, you can choose between a brand new replacement delivered direct to your door or receive an e-voucher for you to use straight away
(Renters insurance will provide Grade A refurbishments on phone replacements. Cover limits apply. Delivery available to UK mainland only. Excludes jewellery)
Cover options OpenClose
Standard home insurance
Elite home insurance
Core cover OpenClose
New for old
Optional extras OpenClose
Contents away from home
Family legal cover
Options if you rent OpenClose
Renters contents insurance
Switch your home insurance
When you switch to Royal Bank of Scotland home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.
What to expect
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As we tackle climate change and move away from using paper we ask that you download and save documents to your device.
The 'Insurance: Important Information About Us' document can be posted to you if you need it in a paper format.