On this page:
Benefits for when you're at home or away
Enjoy worldwide family travel insurance.
Access to over 1,100 international airport lounges with Dragon Pass Premier+.
24/7 Concierge Service.
UK and European car breakdown cover.
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each.
£1 a month back in Rewards when you login to our mobile app.
Arranged overdraft with £500 interest-free buffer available (subject to status).
£31 monthly fee.
To switch in or upgrade, you need to be an existing Royal Bank current account customer.
You need to also meet one of the following criteria: have a minimum £100k sole income or £120k joint income paid into your Royal Bank account, or £500k minimum mortgage borrowing with us, or minimum £100k savings or investments held with us.
To apply you must be 18+ and a UK resident.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.