Switch to a Premier Select account and you could get up to £1,000. That’s £250 for switching to us, plus £750 in interest if you deposit £100k into a new Flexible Saver account.
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Premier
Premier Bank Accounts
Open a Premier Select account
Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident. Switch offer T&Cs and restrictions apply.
Get up to £1,000 when you switch to Royal Bank Premier
Switch to a Premier Select or Premier Reward account and you could get £250, plus if you open a Flexible Saver account and deposit £100,000 you could get £750 as interest.
Information Message
Offer available to new and existing customers who haven't previously received a switch offer and did not hold a Royal Bank current account or savings account as of 10 March 2026. Limited availability. Offer may be changed, replaced, or withdrawn at any time.
How to get £250
1. Open a current account and switch to us
Apply for an eligible Premier account and request to switch an account with another bank to us using the Current Account Switch Service.
2. Within 60 days of switching
Deposit £5,000 - This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app - You can log into the app on any device.
3. You're all set
When you've met these conditions, we'll pay £250 into your eligible account within 30 days provided the account remains open.
How to unlock £750
To be eligible for the £750 offer, within 60 days of your switch completing, you must:
1. Open a new Flexible Saver account
You can open the account prior to your switch completing and still be eligible for the £750 provided you meet all the requirements.
You do not need to wait for your £250 payment to open your Flexible Saver account.
2. Deposit £100k into your Flexible Saver
This can be made of multiple payments and must remain in the account for 30 consecutive days.
3. All done
When you've met these conditions, we'll pay £750 into your Flexible Saver account within 30 days.
Information Message
Specific premier account eligibility criteria apply. Monthly account fees may apply. Offer T&Cs and restrictions apply. You are not eligible for this offer if you're switching a current account from NatWest Group (NatWest or Ulster Bank NI). Joint accounts are not eligible for this offer. The £750 payment is subject to UK income tax as interest.
What you'll get with a Premier Select account
No monthly fee.
Expert help online or on phone, one-to-one support when you need it.
No Non-Sterling Transaction Fee when you make a purchase outside the UK or in a foreign currency. Other local fees may apply.
Everyday banking tasks made easier with our mobile banking app. Criteria applies. Contactless debit card.
Arranged overdraft with £500 interest-free buffer available after your Premier account is open (subject to status).
Information Message
Overdraft: Representative APR: 20.1% (variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing is by using the APR, which shows the cost of borrowing over a year.
To join Premier you'll need to be a permanent UK resident and meet one of these criteria:
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Overdraft details
Have ID ready
We'll need some details from you, such as your address history, monthly income and ID.
Start your application
You can apply online right now if you are ready. Just use the section below to tell us about yourself.
How long will it take?
You should be able to complete the online application within an average lunch break.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.