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More than just an everyday bank account
What you'll get with a Premier Select account
No monthly fee.
Expert help online or on phone, one-to-one support when you need it.
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Everyday banking tasks made easier with our mobile banking app. Criteria applies. Contactless debit card.
Arranged overdraft with £500 interest-free buffer available (subject to status).
To apply, you must be 18+ and a UK resident.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing is by using the APR, which shows the cost of borrowing over a year.
To join Premier you'll need to be a permanent UK resident and meet one of these criteria:
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
You must also meet one of these criteria:
Minimum £100k sole income or £120k joint income paid into your Royal Bank account.
£500k minimum mortgage borrowing with us.
Minimum £100k savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.