No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Our current account terms and conditions are changing from 01 October. Find out more.
Overlay
Your Premier Select account gives you:
Overdraft
No interest on the first £500 of an arranged overdraft. Manage your money in the short-term. Pay no interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Save your spare change with Round Ups
Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.
Save little and often and the pennies soon add up. Eligibility criteria and limits apply.
Check your credit score for free
Get on top of your finances by regularly monitoring your credit score in our app.
Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.
Get Cash without your card
Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card.
Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.
Pay in cheques securely
You can now pay in your cheques anytime, anywhere. Just take a photo of the front and back of the cheque using our app and the money will be paid into your account. It's simple, secure and saves you a trip to the branch.
Limits apply.
Request money from within our app
You can now request money from within the mobile app without sharing your account details.
“PayMe – Ask for Payment” allows you to request money from almost anyone with a UK bank account. Eligibility criteria and limits apply.
Budget better, spend less
Put your spending into categories and get a detailed view of where your money is going.
You must be aged 16+. Only available for Personal and Premier accounts.
Change your bank account
It's quick and easy to change your current account through your Royal Bank mobile app or Digital Banking, we'll even pre-fill the application for you.
We have a range of Premier accounts to choose from.
Specific account eligibility criteria and monthly fee may apply.
Important docs
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)