Bank accounts

Compare our bank accounts
£150 to Switch & Stay

A bank account you can rely on for your day-to-day banking

£150 cash back with our Switch & Stay offer.

Mobile banking app that's simple to use. Criteria applies.

Pay your way; Apple Pay, Google Pay and contactless Visa Debit Card. Limits apply.

No monthly fee.

To apply, you need to be 18+ and a UK resident.

Additional bank accounts

We also offer additional bank accounts to suit your needs

Specific account eligibility criteria applies.

Earn monthly Rewards

For £2 a month you'll get:

£150 cash back with our Switch & Stay offer.

£4 a month back in Rewards for 2 or more Direct Debits (at least £2 each)

£1 a month back in Rewards with 1 mobile app log in

1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more

To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible account every month. Switch & Stay offer eligibility criteria applies.

Get uni life off to a great start

£50 cash and 4 year tastecard offer

Apply for an interest free overdraft of up to £2,000 (£500 in the first term). 18+, subject to approval.

Use our mobile app to help you bank anytime, anywhere

Offer T&Cs apply. £50 cash is a limited time offer until 5th November 2021. Offer can be withdrawn at any time. 

Helping 11-18 year olds get a head start with money management

Interest payments on the account balance

Contactless Visa Debit Card for your own use

Easy to use mobile app (with payment restrictions)

No monthly fee

Foundation account

If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead. You can't apply directly for this account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.

Joint accounts

If you're looking to share your account with another, a joint bank account could make sense. And don’t worry, you could still get £150 cash back with our Switch & Stay offer.

For our existing customers...

If you're a Royal Bank current account customer you can switch in or change your existing current account to a packaged account. Available online only. (£150 Switch & Stay offer only available if switching an external account in).

Reward Silver

Eligible for our £150 Switch & Stay offer

£10 monthly fee.

Reward Platinum

Eligible for our £150 Switch & Stay offer

£20 monthly fee.

Premier Reward Black

Eligible for our £150 Switch & Stay offer

£31 monthly fee. Premier criteria applies.

Our £150 Switch & Stay offer

Switch to us to get an initial £100 and a further £50 if you stay with us. Choose from our Select and Reward account, or if you’re an existing customer simply switch into your Select, Reward, Reward Silver or Reward Platinum account.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Financial services compensation scheme

Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.