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What is a Foundation account?
Our Foundation account is a straightforward account designed to help you manage your money. We may offer you this account if you aren't eligible for one of our other bank accounts, or if we feel it’s more appropriate for your circumstances when applying. Please note currently only Ukrainian refugees can apply for this account directly. If you are looking to apply, please visit our Ukrainian refugee support page.
Overdrafts are not available and no interest or charges can be applied.
What do you get with a Foundation account?
- There is no monthly fee.
- A contactless Debit Card for making purchases and withdrawing cash.
- Bank anywhere, anytime with our mobile banking app.
- Easily manage Direct Debits and set up text and email alerts.
We will only offer you our Foundation account if you apply for one of our other bank accounts but do not qualify. If you would like to bank with us, please start by taking a look at our account options.
Want to apply for a bank account?
If you go ahead and complete your online application for a bank account with us today, we will let you know then if we need to offer you a Foundation account instead. If so, we will give you the option of whether to continue.
Our 5-star-rated everyday bank account, with no monthly fee
This is our day-to-day bank account full of features to help you manage your money. It comes with no monthly fee.
Our Reward account
Earn rewards each month. For £2 a month you will receive:
- £4 a month back in Rewards for 2 or more Direct Debits (at least £2 each).
- £1 a month back in Rewards with 1 mobile app log-in.
- From 1% back in Rewards when you spend at our partner retailers, including Caffe Nero and Europcar.
Our other current accounts
We also have a variety of other accounts with further benefits for our existing customers, as well as accounts designed for student and child and teenage customers.
Ukrainian refugee account opening
We have created a dedicated page which has all the support you need to open your account with us.
The page is also available in Ukrainian and Russian and includes further information about the account as well as support for refugees you may find useful.
See our Ukrainian refugee account opening page for more information.
To apply for this account you must be 18+, a temporary UK resident and hold either an in date Biometric Residence Permit, Ukrainian international passport or Ukrainian national ID card (see account for full details).