Our 5-star-rated everyday bank account, with no monthly fee
This is our day-to-day bank account full of features to help you manage your money. It comes with no monthly fee.
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Bank accounts
Foundation account
No monthly fee
On this page
What is a Foundation account?
A Foundation account is a straightforward bank account that can help you manage your money. You might be offered this account if you are not eligible for one of our other accounts, or if we believe it is more appropriate for your situation at the time of application. Please note that you are not able to directly apply for this account. Overdrafts are not available and no interest or charges can be applied.
What do you get with a Foundation account?
- There is no monthly fee.
- A contactless Debit Card for making purchases and withdrawing cash.
- Bank anywhere, anytime with our mobile banking app.
- Easily manage Direct Debits and set up text and email alerts.
We will only offer you our Foundation account if you apply for one of our other bank accounts but do not qualify. If you would like to bank with us, please start by taking a look at our account options.
You can’t apply directly for the Foundation current account. We’ll offer it to you if we think it might be more suitable after you’ve applied for one of our other accounts.
Product features…
Our Reward account
Earn rewards each month. For £2 a month you will receive:
- £4 a month back in Rewards for 2 or more Direct Debits (at least £2 each).
- £1 a month back in Rewards with 1 mobile app log-in.
- From 1% back in Rewards when you spend at our partner retailers, including Caffe Nero and Europcar.
Our other current accounts
We also have a variety of other accounts with further benefits for our existing customers, as well as accounts designed for student and child and teenage customers.