Help with moments that matter to you

Life Moments

Managing your money

Looking to reduce your spending, better understand your borrowing options, or review your financial goals? Our guides to managing your money could help you make sense of your money.


Get all the latest information on how we can help if our travel plans have changed, as well as help on how to manage your money while you're away. 

Travel money

Spending abroad

Your Home

Life Moments | Helping with Key Life Changes | RBS - Royal Bank of Scotland

Buying your first home

Ready to get your foot on the housing ladder? We can help guide you through the process and how the Government could help.

Mortgage Guides

From buying and moving to remortgaging, we could help guide you through every step.

Save energy at home

Get ideas to help make your home more energy efficient. It could save you money and help the planet too.

Buying a second home

From rental properties to holiday homes, we’ll help you understand the potential benefits and costs you may need to be aware of.

Home improvements

A guide to the steps involved when considering how to improve your home, from getting ideas to any relevant planning permissions.

Household bills

Running a household can be expensive, but there could be a few things that you could do to minimise costs and save some money.

Difficult Times

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Struggling Financially

If your debt feels like a burden or you’re worried about spending more than you earn, we're here to help you get back on track.


We know coping with bereavement isn't easy, so we’re here to help make the financial side of things as easy as possible.

Caring for someone vulnerable

If you’re caring for someone, you’re not alone. Find out what help we can offer vulnerable customers.

Life and Family

Life Moments | Helping with Key Life Changes | RBS - Royal Bank of Scotland

Changes at work

Helpful information for those affected at work by coronavirus, as well as support on topics such as maternity leave and working at home with kids.

Retirement and Pensions

An overview of pension types, as well as support on saving and investing for your future.

Home learning

Our MoneySense site has lots of helpful resources to support you at home with the kids.

Download the app

Follow the three simple steps below.

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

1.   On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android

2.   Search for 'Royal Bank of Scotland'

3.   Tap to download the app 

Get the app

Experience the quickest way to manage your money.

Get the app

Experience the quickest way to manage your money.

Why you'll love the mobile banking app

What's new?

Discover what your app can do for you

We update our mobile app regularly with the latest tools to keep your banking easy and secure. Stay on top of what's new by using the 'Help' menu.

Get closer to where your money goes

Spending money is easy, and so is keeping an eye on it with our newest budget tool in your mobile banking app.

Make it personal

Only you can log in with fingerprint and facial recognition

Log in quickly and securely without needing to remember a passcode.

Make your banking app unique

Create your own personal greeting, account nicknames and adjust how your accounts show on the home screen.

Secure payments

Pay someone new up to £750 without a card reader

On average it takes less than 1 minute to pay someone for the first time using the banking app.

Pay saved payees

As long as you have saved the details anyone you paid using Digital Banking or the app will be there to pay again.

Easy transfers and manage reoccurring payments

Stay in control with instant transfers between accounts and create, amend or cancel standing orders and Direct Debits.

Smarter banking

Instantly freeze and unfreeze misplaced cards

Misplaced your debit or credit card? Instantly lock your card with the app and stop it being used until it's found.

Withdraw cash from ATMs using a phone, not a card

Get Cash lets you withdraw up to £130 a day from an ATM using your mobile app, not your debit card.

Add accounts from other banks

See selected accounts with other participating UK banks in your mobile app. No need to login to multiple different apps.

Is there something else you're looking for?