Savings Goal Tool
A useful tool to help you save

Over 21,000 customers have created a Savings Goal so far this year! 💪

Savings Goal Tool is a feature within our mobile app and Digital Banking that helps you understand how much you need to save to reach your savings goal. 

On average, customers save twice as much when they save towards a goal.

With our tool, you'll be able to easily save, monitor and progress towards your goal.

What can I save for?

You can save for anything you want, here are just a few examples...

Watch our short video to find out more

We've made it really easy to set up a goal for anything you want.

Set up your goal in 3 easy steps

1. Open the Royal Bank of Scotland app

Log into your mobile app using your existing log in details.

2. Choose your savings account

Click on the Instant Access savings account you want to link your goal to.

3. Create and personalise your goals

From the options listed below the summary, click on 'Savings goal' and follow the steps.

A few tips to help you reach your goal...

  • Saving a little and often can make savings easier, rather than trying to save large lump sums.
  • Some people find that saving just after pay-day is a good strategy to save regularly.
  • Setting up a standing order from your current account to your savings account means you can save automatically, without having to lift a finger.

Frequently Asked Questions

Ready for the challenge?

First things first...
Do you have either a Digital Regular Saver, Instant Saver, Savings Builder or Premium Saver savings account?
Do you have our mobile app?

Great...You're ready to set up a goal 😊

Remember to set up a goal, you'll need to:


  1. Log into our Mobile app.
  2. Select the Savings account you want to set up a goal with.
  3. Choose the category and enter the desired amount to save.
  4. Set up a standing order to help you keep on track (optional).

Download our mobile app.

You can download our mobile app and get set up in minutes. 


Click here to download the app.


You can also create a Savings Goal in Digital Banking.

You'll need a Savings account to set a goal.

You can set up a goal if you have one of the following accounts:


  • Digital Regular Saver
  • Instant Saver
  • Savings Builder
  • Premium Saver


Find out more on how you can open our Instant Access Savings products