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Buildings insurance at a great price
Royal Bank of Scotland Home Insurance is provided by Uinsure Limited.
Please read this What you need to know about Royal Bank of Scotland (PDF, 91KB) or request a paper copy before you get a quote.
Home protected ✅ £25 reward unlocked ✅
Take out eligible Royal Bank of Scotland Home Insurance between 15 October and 3 December 2026, and receive a £25 e-voucher to spend at 100+ retailers after your policy has been active for 31 days.
T&Cs apply. Provided by Uinsure Limited.
Why choose our home insurance?
What's covered?
Buildings cover includes:
- Up to £1 million to protect against loss or damage.
- Up to £1 million if you need to trace the source of leaks in your home.
- Up to £200,000 towards alternative accommodation.
- Accidental damage to glass, ceramic hobbs and sinks.
What's not covered?
- Wear and tear, gradual deterioration, rot, damp, corrosion, or rust.
- Damage you or your family caused deliberately.
Amend your policy fee free – unlike some insurers, we don’t charge an amendment fee if you want to amend your policy. T&Cs apply.
*T&Cs and exclusions apply.
Optional extras
Buildings Accidental Damage Cover
Home Emergency Cover
Family Legal Protection
What's covered?
Buildings cover includes:
- Up to £1 million to protect against loss or damage.
- Up to £1 million if you need to trace the source of leaks in your home.
- Up to £200,000 towards alternative accommodation.
- Accidental damage to glass, ceramic hobbs and sinks.
What's not covered?
- Wear and tear, gradual deterioration, rot, damp, corrosion, or rust.
- Damage you or your family caused deliberately.
Amend your policy fee free – unlike some insurers, we don’t charge an amendment fee if you want to amend your policy. T&Cs apply.
*T&Cs and exclusions apply.
Optional extras
Buildings Accidental Damage Cover
Home Emergency Cover
Family Legal Protection