On this page
What is a joint bank account?
In most ways, a joint bank account is the same as having your own, except two people have control over the account. It's great for couples, trusted friends or family members, who want to share part of their banking.
Both people can spend money from the account, and both parties are also responsible for any arranged overdraft (subject to approval..)
It'll give you a Contactless Debit Card each. You'll also be able to manage your joint bank account together using our Mobile Banking app, or via Digital Banking.
To apply for any of these accounts, you must be 18+ and a UK resident. Specific account criteria and eligibility apply.
What current accounts can I open or make joint?
You can only open and then add to our Select,Reward, Premier Select or Premier Reward account in a sole name and, then request to add a party to make this Joint. Or you can request to add to an existing one of the above acounts to make this joint.
Revolve and Student accounts can only be opened and owned in sole names.
Any account that includes the following in the product name, Silver, Platinum, Black, Student, Revolve can't be added to.
How to set up a joint bank account online
Opening a joint bank account with the Royal Bank of Scotland may include a few extra steps than when you’re opening an account on your own. To set this up, you’ll need to add the new party to your new or existing current account.