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Existing customers

Enjoy your Premier Reward account 

Already got a Premier Reward account? You're all set up. Check your MyRewards balance and see available offers in your mobile app or online banking.

A £2 monthy fee applies to this account 

Two ways to earn Rewards

Your Premier Reward account gives you the opportunity to earn Rewards each month just for doing your everyday banking.

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Earn with Direct Debits

Get £9 back in Rewards per month just for paying two Direct Debits of £4.50 each, that's £108 back each year in Rewards!

 

spending

Earn by spending with our partners

Get even more Rewards when you spend with your Royal Bank debit card at one of our partner retailers. Offers change every two weeks.

Exchange your Rewards

As soon as your Rewards are worth £5 or more, you can:

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The money can take up to five working days to show in your account.

Piggy Bank

Exchange for money

Pay them into your current account, savings account or credit card.

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Gift code

Exchange for e-gift codes

With popular brands like John Lewis, Naked Wines, Costa and Marks & Spencer.

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Airplane

Trade up for Avios or Emirates Skywards Miles

Make your Rewards go further and use towards your next travel adventure.

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Donate

Donate to a charity

Some popular options are Cancer Research UK, Alzeimer’s Society & British

Heart Foundation.

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Log in to use your Rewards

Check your Rewards balance, browse our latest partner offers, and exchange your Rewards.

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No fees abroad

With your Premier Reward account, you can spend abroad with no foreign transaction fees when you use your Royal Bank of Scotland debit card or make a payment in a foreign currency using this account.

Not valid for ATM withdrawals. Other local fees may apply.

Always pay in the local currency. For example, if you are in the eurozone then select to pay in euros, not pounds.

Important documents

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these. 

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Change your bank account

It's quick and easy to change your current account through your Royal Bank mobile app or Digital Banking, we'll even pre-fill the application for you.

We have a range of Premier accounts to choose from. 

Specific account eligibility criteria and monthly fee may apply.

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