Continuing your mortgage journey

Your next step is choosing
how to apply for a Royal Bank of Scotland mortgage

Want to speak to someone?

Apply the way that suits you

When the time is right to apply for a mortgage, we've made the whole process as easy as possible to get started. Read about the different ways to apply, then choose the method that best suits you.

Apply in branch or by phone

If you want advise with your mortgage choice, you can meet one of our mortgage advisers at your local branch, or talk with a member of our mortgage team over the phone.

These appointments usually take around two hours.

Our qualified mortgage advisors are on hand to help with your queries.


Call us on 0800 056 0567

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays. Calls may be recorded. 

Next Generation Text Service: 18001 0800 056 0567 

Apply online

You can apply online if you're comfortable to choose a mortgage without advice from us, however you won’t benefit from the protection provided by our advised service.

Applying online will take around half an hour.

You'll need to get an Agreement in Principle first and then continue to apply without leaving the application process.

Just so you know, you cannot apply online for a Right to Buy, shared equity, interest only or 95% mortgage, or if you are consolidating personal debt when remortgaging. 

Also, if you have tied accommodation or you work for the armed forces, please call us or visit your nearest branch.

Compare mortgages and monthly repayments

See the mortgage rates we offer and compare what your monthly payments would be with our different mortgages and interest rates.

Get an idea of the monthly repayments

Compare our mortgage deals

Get an online Agreement in Principle

Found a property and ready to make an offer? Getting an indication that we'd be willing to lend to you puts you in an ideal place to begin bidding for your new home with confidence.

Find out how much you could borrow

No impact on your credit file

Something else we can help you with?