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Mortgage offers and schemes

Offers and
schemes

You could buy your new home with just a 5% deposit

Offers and schemes

Cashback mortgages

It pays to get a cashback mortgage with us

We'll give your solicitor £150-£1000 cashback on the day you drawdown your mortgage (criteria applies).

This offer is only available on selected mortgages marked with 'cashback' and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value (LTV) of 90%.

You could buy your first home with just a 5% deposit

With our new range of 95% mortgages, you could be buying your first home sooner than you imagined.

Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.

Go green and you could save money on your mortgage

Buy an energy efficient home and you could save money on your monthly mortgage payments.

Go green for discounted mortgage rates. 

Royal Bank Green Mortgages are available to over 18s purchasing a home with a valid Energy Performance Certificate (EPC) rating of A or B. Available on selected products. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

Free valuations

Avoid one of the home buying costs

Royal Bank may arrange a free valuation to see what the property you are buying is worth. There may be instances where you do not qualify for this. Please speak to us if you require any information in this regard. 

There may be a Home Report in place, giving information about the property, so make sure you read this carefully. We may be able to use the home report for your mortgage application.

Free valuations available on selected mortgages marked with 'Free standard valuation'. Exclusions apply. Use our mortgage calculator to see how much you can borrow, see our rates and find out whether we could offer you a free valuation.

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