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Rate Change Calculator

If you have a Capital Repayment mortgage (Capital and Interest) or an interest only mortgage, you can use this calculator to explore how future rate changes might impact your current mortgage payment.

Please note : If you have a mortgage that is part Interest Only and part Capital Repayment, please calculate each element separately and add them together.

Your Mortgage Details

This is the amount currently outstanding on your mortgage. Please refer to your last mortgage statement to find a recent figure.


The time remaining on your mortgage, to the nearest month.


We have entered our current Standard Variable Rate (SVR). If applicable change this value to your interest rate.

The minimum interest rate you can enter is 0.51%