Get moving on a mortgage from Royal Bank of Scotland

Proud partner of Team GB.

Online mortgages are provided by NatWest

NatWest and Royal Bank of Scotland are part of NatWest Group and offer the same mortgage products and rates when you speak with a mortgage professional. If you're confident to choose a mortgage product without advice, online mortgages are available to customers via the NatWest website

Want advice about your mortgage? You can make an appointment to speak with a Royal Bank of Scotland mortgages adviser.

Step 1: Find out what NatWest could offer you

  • Get a online personalised indication of how much you could borrow in less than 10 minutes.
  • It won't impact your credit score.

You don't need to be a NatWest customer to get an Agreement in Principle (AIP), and you're not committed to having a mortgage by getting an AIP.

Step 2: Apply for your mortgage online with NatWest

  • Apply online with NatWest or contact us to make an appointment to speak to a Royal Bank of Scotland mortgage adviser.
  • Save your application progress online and come back whenever you like.

Looking for a new mortgage?

First home

It can be daunting when you are looking for a first time buyer mortgage, but we're here to help.


If you're coming to the end of your mortgage deal, you may want to move your mortgage to a new lender.

Moving home

Understand mortgages if you're moving home including possible costs, deposits and more.

Buy to let

Learn about your mortgage options if you're buying a property with the intention to rent it out.

Mortgage Calculators

Mortgage calculators

Our mortgage calculator hub has all of the tools that can help you find the right mortgage. Find out what your payments might be, how they might be changing and how you can manage your money.

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Mortgage rate finder

Use our mortgage rate finder tool to view our current mortgage rates and find out what your monthly payments might be. Filter rates by buyer type, fixed or tracker rate mortgages.

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How much can I borrow?

You can find out how much we might be able to offer you with this calculator before completing an agreement in principle. Every lender has different requirements.

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Already have a mortgage with us?

If you need to manage your mortgage, or are looking for support, our existing customer information should help.

Alternatively, if your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.

Support for mortgage customers with the rising cost of living

If you're remortgaging to help ease the rising cost of living, your current mortgage provider could provide you with additional support without impacting your credit score.

We're committed to helping our customers through this difficult time and we're pleased to be part of the Mortgage Charter support to help ease financial pressure on mortgage customers.

Learn about home-buying with our mortgage guides

Getting a mortgage can seem tricky. There are lots of different factors to consider and different types of mortgages to compare.

We’ve created some mortgage guides to help you through the process:

Help with common questions

Frequently asked questions about mortgage application

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

Need some help or want to speak to a mortgage professional?

Call us