How do you find out your remaining mortgage term?

Checking how long you have left to pay your mortgage is important. Knowing your remaining term might help you create more realistic saving goals or plan for the future.

Check online

You can use 'Manage your Mortgage’ to check your remaining mortgage term. You can find it in the RBS app or Digital Banking. If you haven't used them yet, here's some guidance (opens in a new window) on how to access them. It doesn't matter whether you have other RBS accounts or just a mortgage.

If an app isn't for you, you can also use Manage Your Mortgage (opens in a new window).

Check your statement

You can also check your annual statement, where you will find your remaining term printed.

New customers

If you're thinking of applying for a mortgage with us and you currently have a mortgage with a different lender, you can contact that provider to find out your remaining term.