Mortgage documents for England and Wales

Royal Bank of Scotland Mortgage Terms (PDF, 0.2 MB)

The security terms under which an offer is made.

Royal Bank of Scotland Loan Terms (PDF, 0.2 MB)

The loan terms under which an offer is made.

Royal Bank of Scotland Mortgage Deed (PDF, 0.1 MB)

• The Occupier’s Consent and Postponement Deed forms part of the Mortgage Deed and should be sent to the Land Registry with the Mortgage Deed. 

Deed of Substituted Security (PDF, 0.1 MB)

For use where an existing customer is extending a lease.

• Please note that this is a double-sided document and should be printed off accordingly.

Deed of Postponement - England (PDF, 0.1 MB)

• You will be required to utilise this form in the event that we instruct you to arrange for another charge over the property to be postponed to that of the Bank.

Occupier's Consent and Postponement Deed (PDF, 0.1 MB)

• Only to be completed if there is more than one occupier. This Deed must be returned to us after completion.

Residential Royal Bank Family-Backed Mortgage Deed (PDF, 0.1 MB)

This is the Mortgage Deed for when the customer is taking a Royal Bank Family-Backed Mortgage, sometimes known as a Joint Borrower Sole Proprietor mortgage.

• Please note that this is a double sided document and should be printed off accordingly. 

Royal Bank Family-Backed Mortgage Deed of Waiver (PDF, 0.2 MB)

As part of taking a Royal Bank Family-Backed mortgage, we require the customer who is not going to own the property to complete a Deed of Waiver.

• Please note that this is a double sided document and should be printed off accordingly. 

Notice(s) to Landlord (Landlord copy) (PDF, 0.1 MB)

Notice(s) to Landlord (Acknowledgement copy) (PDF, 0.1 MB)

These will enable you to carry out your instructions in connection with leasehold properties found at Part 1 of the UK Finance Mortgage Lenders' Handbook for conveyancers.  

Deeds Schedule(s) (PDF, 0.1 MB)

Please do not send any documents other than those listed in the Deeds Schedule. We do not require a copy of the Title Information Document. Any additional documents enclosed will be returned to you.

Electronic Certificate of Title (ECOT)

• The Certificate of Title is no longer available on this website. For all panel firms, you must use the Electronic Certificate of Title (ECOT) provided on the LMS Portal. You can access the LMS portal via the above link.

Account numbers starting with ‘2’

Request via LMS Portal (residential only) 

RB Cam:  Account numbers starting with ’1’

Submit a written request on letter headed paper including:

• Mortgage account number and sort code
• Borrowers full address
• Confirmation you are acting for the borrower
• Expected completion date
• An email address for the response

Email (Preferred) with pdf attached: MogCam.Completed@rbs.co.uk

Post To: Redemptions Team
Ground Floor, Lakeside 300
Old Chapel Way, Broadland Business Park
Norwich, NR7 0WG