Enter Payments
Open our app, and tap 'Payments'.
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App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
Payments made simple
Everything you need to pay, get paid and manage your money, is all in one place.
Tap the Payments icon at the bottom of your home screen to send and receive money, transfer funds, manage bills and request money from friends and family.
You can also help keep your money safe with Security Profile and Payment Settings.
Discover what's available
Pay your favourite people faster
Add the people you pay most often as 'Favourites payees' from the 'Payments' home screen.
You'll be able to quickly view, pay or request money from them, and even add a photo to help spot them faster.
Find your feature
Swipe to your chosen account and pick the option you need.
Some features are only available on eligible accounts, so the options you see may vary.
Send money
Choose this option to make payments your way.
- Pay someone new or send money to saved and favourite payees
- Use Pay Your Contacts to send money with just a mobile number
- Send money abroad (fees may apply)
Transfer money
Move money between your accounts in just a few taps.
Request money
Share a link or QR code with friends and family to:
- Request money you're owed
- Split a bill with up to 9 people
Easily check whether One-time and Split bill links have been paid.
Payment settings
Manage payments and settings via the three dots.
- Payees
- Scheduled payments
- Payments sent by link or mobile number
- Payment limits
- Open Banking connections
Make payments effortless with the Royal Bank app
You can download the Royal Bank app in four easy steps.
1. Open your mobile or tablet.
2. Select the App Store or Google Play store.
3. Type in 'Royal Bank of Scotland'.
4. Tap 'Get' to install.