This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
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Personal loans
Apply for a personal loan with our 5 star rated service
Representative 7.1% APR
To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months).
Get a personalised quote
At the start of your application we'll let you know if you're likely to be approved with no impact on your credit score.
We'll also show you how much you could borrow, your personalised interest rate and monthly payments.
Loan calculator
Representative Example:
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
Interest p/a (fixed)
3.9
%
The rate you pay depends on your circumstances and loan amount, and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount, and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Borrow from £1k to £50k
£1,000 - £7,450 repay over 1 -5 years. £7,500 - £50,000 repay over 1-8 years. Home improvement loans of £7,500 or more can be repaid over 1-10 years.
Will it take long to apply?
About 10 minutes - we'll ask you to log in to Digital Banking so we can pre-fill all the stuff we already know and save you time
When will the money arrive?
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri (excludes Bank Holidays). Sometimes we need to contact you for more information, so it can take a little longer.
How do I manage my loan?
You can manage your loan through Digital Banking or in our Mobile App once accepted. Eligibility criteria applies.