Manage your savings account

You can pay £150 each month in to your Digital Regular Saver. If you want to increase the standing order on your Digital Regular Saver account, it's easy to do in the Mobile app or Digital Banking. You can manage your account through Telephone Banking or by visiting a branch too. 

You can pay a maximum of £150 into your Digital Regular Saver each calendar month, not including any Round Ups. If you do pay in more, we’ll send the excess back to your current account.

The returned money will appear on your transactions list as “DRS Overfund ‘current month’". So say you paid in more than £150 in June (excluding Round Ups), it'll show on your transactions list as "DRS Overfund Jun".

Yes, you can use Round Ups to top up your Digital Regular Saver account. 

No, Round Ups don't count towards your monthly limit, so you can top up your Digital Regular Saver with the spare change every time you spend on your debit card.

You can pay money in by transferring it from a current account or savings account in your name held with us or another bank. You can manage your account on our Mobile app, Digital or Telephone Banking. Don't forget, you can use Round Ups with your Flexible Saver too, so you can top up your savings with the spare change from your debit card spends. 

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

Yes, you can use Round Ups to top up your Flexible Saver account. 

You can pay money in by transferring it from a current account or savings account in your name held with us or another bank. You can manage your account on our Mobile app, Digital or Telephone Banking. Don't forget, you can use Round Ups with your First Saver too, so you can top up your savings with the spare change from your debit card spends. 

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

Yes, you can use Round Ups to top up your First Saver account. 

When your Fixed Rate ISA matures, we’ll automatically convert it into an Instant Access ISA but the sort code and account number will stay the same. About 2 or 3 weeks before your Fixed Rate ISA’s maturity date, you'll get a letter from us to remind you what the interest rate is on your Fixed Rate ISA and what it’ll be when it’s converted to an Instant Access ISA.

When your Fixed Rate ISA has been converted to a Instant Access ISA, you can leave the funds where they are or transfer them to another ISA – including re-investing them in another Fixed Rate ISA if you want to. You can find out more about how to do that here.

If you’re transferring the funds to any other kind of ISA (whether that’s with us or another bank or building society) make sure you go through the ISA transfer process so you don’t miss out on any of the tax free benefits you get with an ISA.  

Up until the Term Start date you can add or withdraw funds from your Fixed Rate ISA. After the start date, you’ll need to wait until the account matures.

Want to make a withdrawal after the cut-off, but before the maturity date? You’ll need to close your account by giving written notice to your branch. An Early Closure Charge will then apply, except in the event you pass away.

The Early Closure Charge will:

•Be the lower of the interest earned on your account, or 90 days’ interest

•Be deducted from the balance of your Fixed Rate ISA.

The total amount you receive (including interest earned on your balance) will be no less than your deposit at the start date. For example, if you’ve earned 50 days’ interest, you will only pay an Early Closure Charge equivalent to 50 days’ interest. And if you’ve earned 100 days’ interest, you will only face a charge equivalent to 90 days’ interest.

Please note your Fixed Rate ISA account will not close this will be changed to an Instant Access ISA to protect your ISA tax free status.

You can pay money into your Limited Edition Saver whenever you want and you don’t have to make regular payments. You can use the Mobile app, Digital or Telephone Banking to transfer money from a current account or savings account held with another bank.

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

No, you can't use Round Ups to top up your Limited Edition Saver

You can pay money in by transferring it from a current account or savings account in your name held with us or another bank . You can manage your account on our Mobile app, Digital or Telephone Banking. Don't forget, you can use Round Ups with your Savings Builder too, so you can top up your savings with the spare change from your debit card spends.

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

Yes, you can use Round Ups to top up your Savings Builder account. 

About 2 weeks before your fixed term is due to end, we'll send you a maturity pack with all the information on what happens next, whether you decide to reinvest in another Fixed Term Savings Account, or opt out.

Want to reinvest your savings into another Fixed Term Savings Account? We can automatically do that and send you a Certificate of Deposit with all the details of your new account within 14 days of the new account being opened.

If you change your mind, you can still close your account within 30 days of you reinvesting your savings. After then, you'll need to give us 35 days’ written notice and there could be an Early Closure Charge.

Don't want to reinvest straight away? It’s easy to opt-out. Just complete the Opt-Out form in your maturity pack and send it back to us. You can also let us know you want to opt out of reinvesting at the end of your fixed term at any point in the six months before your account matures by visiting us in branch or calling 03457 24 24 24 (Relay UK: 18001 03457 24 24 24).

Once you've opted out, if you've got a Fixed Term Savings Account, we’ll convert it into a Primary Savings Account on the day after it matures and pay any outstanding interest into the account.

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

You can pay money in by transferring it from a current account or savings account in your name held with us or another bank. You can manage your account on our Mobile app, Digital or Telephone Banking. Don't forget, if you have a current account with us, you can use Round Ups with your Primary Savings too, so you can top up your savings with the spare change from your debit card spends. 

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

Yes, you can use Round Ups to top up your Primary Savings account. You can only do this if you have a current account with us.

You can pay money in by transferring it from a current account or savings account in your name held with us or another bank. You can manage your account on our Mobile app, Digital or Telephone Banking. Don't forget, if you have a current account with us, you can use Round Ups with your Instant Access Savings Account too, so you can top up your savings with the spare change from your debit card spends. 

Yes, you can add money to your account from other banks without entering account details. In the Mobile app, just select 'Add money' to transfer funds from another account. It's quick and keeps your money safe. You can also make a payment or transfer directly to your savings account. Eligibility criteria and limits apply.

Yes, you can use Round Ups to top up your Instant Access Savings Account. You can only do this if you have a current account with us.