We will soon be reducing some of our interest rates, see the changes here.
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Personal accounts
Pick from the drop-downs below to see the rates for each product. If you previously had an Instant Saver, it's now a Flexible Saver.
Balance
£1 – £5,000
Over £5,000
AER p.a. (variable)
5.25%
1.00%
Gross p.a. (variable)
5.13%
1.00%
Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.
Balance
£1 – £10,000
Over £10,000
AER/Gross p.a. (variable)
1.25% / 1.24%
1.00% / 1.00%
Earn 1.25% AER / 1.24% Gross p.a.(variable) on your first £10,000 and 1.00% AER / 1.00% Gross on any amount over £10,000 in your account. Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.
Balance
£1 - £24,999
£25,000+
AER/Tax-free p.a. (variable)
1.15%
2.45%
Interest is calculated daily and paid into your account annually on the first business day in April and at account closure.
Balance
£1 -£24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000+
AER/Gross p.a (variable)
1.00% / 1.00%
1.35% / 1.34%
1.60% / 1.59%
2.10% / 2.08%
Interest is paid on a tiered basis which means you’ll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account your interest rate will be 1.60% AER / 1.59% Gross p.a.(variable) on your entire account balance. Interest is calculated daily and paid on the first business day of the month and at account closure. You'll be able to see and access the interest in your account on the following day.
Balance
£1+
AER/Gross p.a. (variable)
1.85% / 1.84%
Interest is paid quarterly on the first business day in January, April, July and October and at account closure.
Balance
£1 -£24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000+
AER/Gross p.a. (variable)
1.06% / 1.05%
1.55% / 1.54%
1.80% / 1.79%
2.30% / 2.28%
Interest is paid on a tiered basis which means you’ll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account your interest rate will be 1.80% AER / 1.79% Gross p.a.(variable) on your entire account balance. Interest is calculated daily and paid on the first business day of the month and at account closure. You'll be able to see and access the interest in your account on the following day.
Balance
£1+
AER/Gross p.a. (variable)
1.06% / 1.05%
tbc
Balance
£1 - £24,999
£25,000 - £99,999
£100,000 - £249,999
£250,000 - £3,000,000
AER p.a. (variable)
1.06%
1.55%
1.80%
3.50% (includes 2.30% AER (variable) and 1.20% AER bonus (fixed))
Gross p.a. (variable)
1.05%
1.54%
1.79%
3.45% (includes 2.28% gross p.a. (variable) and 1.17% gross p.a. bonus (fixed))
Interest is calculated daily and paid on the first business day of the month and at account closure. You’ll be able to see and access the interest in your account on the following day. During the 12 month term, if you have a balance between £250,000 and £3,000,000, you will earn the bonus interest rate in addition to the variable rate. If your balance drops below £250,000 at any time during the 12 month term, interest will be paid at the variable interest rate on a tiered basis. This means you’ll earn one rate on your entire account balance. The tiers are set out above. Interest is earned from the first payment made to the account.
Balance
£1 - £49,999
£50,000 - £99,999
£100,000 - £3,000,000
AER p.a. (variable)
1.06%
3.25% (includes 1.75% AER (variable) and 1.50% AER bonus (fixed))
4.00% (includes 1.75% AER (variable) and 2.25% AER bonus (fixed))
Gross p.a. (variable)
1.05%
3.20% (includes 1.74% gross p.a. (variable) and 1.49% gross p.a. bonus (fixed))
3.93% (includes 1.74% gross p.a. (variable) and 2.23% gross p.a. bonus (fixed))
Interest is calculated daily and paid on the first business day of the month and at account closure. You’ll be able to see and access the interest in your account on the following day. During the 12 month term, if you have a balance of between £50,000 and £3,000,000, you will earn the bonus interest rate in addition to the variable rate. If your balance drops below £50,000 at any time during the 12 month term, interest will be paid at the variable interest rate on a tiered basis. This means you’ll earn one rate on your entire account balance. The tiers are set out above. Interest is earned from the first payment made to the account.
Balance
£1 – £5,000
Over £5,000
AER p.a. (variable)
7.00% (includes 5.25% AER (variable) and 1.75% AER bonus (fixed))
1.00%
Gross p.a. (variable)
6.79% (includes 5.13% gross p.a. (variable) and 1.74% gross p.a. bonus (fixed))
1.00%
Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.
Not sure which savings account is right for you?
Whether you're new to saving, or more of an expert, we can help you find the savings account that best suits your needs. Specific account eligibility criteria applies.