Invest for your future

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

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Start the new tax year right

New tax year means new allowances. 

Make the most of your ISA allowance from day one. You can invest up to £20k in a Royal Bank Invest Stocks and Shares ISA with the potential for tax-efficient investment growth. 

Learn more about investing and benefits of having an ISA here

Why invest with Royal Bank?

Ready-made funds

Choose from five ready-made investment funds, from defensive to adventurous.

Expertly managed

Your money is looked after by a team of experienced investment managers at Coutts.


Low fees


We keep fees low so you keep more of any money you make.

The total cost is 0.62%, which is 62 pence for every £100 in your investment. 

24/7 online access

Keep track, add more money, and set up or change monthly payments whenever you like.

Compare investment accounts

Stocks and Shares ISA

Tax-efficient way to invest

Start investing from £50 and invest up to £20,000 in the current tax year.

Choose from five ready-made investment funds, from defensive to adventurous.

Move your other ISAs to us and see everything in one place.

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General Investment Account

A flexible way to invest when you've used your ISA allowance

Low fees, so you keep more of your money.

Start from £50.

Any returns may be subject to UK Income and Capital Gains Tax.

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Personal Pension

Tax-efficient way to prepare for your retirement

Start from £50.

Transfer existing pensions for a clearer view of your retirement fund (exit fees may apply).

Instant tax relief on what you pay in (limits apply).

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Junior ISA

Give your child a head start

Start with just £50 and top-up with as little as £10.

Invest up to £9k per child for the current tax year.

No UK Income or Capital Gains Tax to be paid.

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Investment calculators

Try our two calculators to instantly see how inflation impacts savings and how much your money could grow when investing.

Our inflation calculator

See how rising prices could be holding your cash back and what you could do about it.

Stocks and Shares ISA calculator

Find out how much your money could grow when invested.

Investments explained

Investing can sometimes appear complicated. Whether you're new to investing or an experienced investor, we've got a range of articles to help you understand more about investing and the current investment landscape.

Responsible investing

Your investments are our first priority.

We're also conscious about their impact on the world we live in. That's why the Personal Portfolio Funds have embedded responsible investing into their approach to investment management.

Investments - FAQs

Anything else we can help you with?