- Manage your account using our Mobile Banking app. Criteria applies.
- Multiple ways to pay; Apple Pay, Google Pay and contactless Debit Card. Limits apply.
- No monthly fee
To apply, you need to be 18+ and a UK resident.
To apply, you need to be 18+ and a UK resident.
We also offer additional bank accounts to suit your needs
Specific account eligibility criteria applies.
For £2 a month you'll get:
To apply, you need to be 18+ and a UK resident. You also need to pay in £1,250 to an eligible Royal Bank account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names.
Offer T&Cs apply.
We’ve set up a new account opening process to help Ukrainian refugees set up in the UK. Here you’ll find details on the account, how the process works & other assistance, including instructions translated into Ukrainian and Russian, and guidance on accessing your account once open.
Customers must be 18+, hold a Ukrainian passport or Ukrainian national ID card, and a valid visa (or similar – see account for full details).
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here
Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more (PDF, 4MB) about the scheme and how it protects your money.