You'll find your policy documents, how to make a claim, FAQs and other useful information in MyBenefits.
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Reward Silver costs £12 per month, for benefits worth £561 a year.
All values estimated over a one-year period, excluding any promotions and account fees. Values calculated May 2026.
Travel perks
Get your holidays off to a great start with extra travel perks.
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Travel eSIM and Airport discounts provided by Assurant (a trading name of Lifestyle Services Group Limited) and DragonPass International Limited. Equivalent membership worth £85 annually when bought separately. Terms, conditions and exclusions apply. Full terms available in MyBenefits.
Travel eSIM
You can redeem one 3GB eSIM each year to use mobile data abroad. Once your eSIM has been activated it will be valid for 30 days within the country or region selected. Compatible device required.
Airport discounts
Discounted access to more than 1,100 airport lounges worldwide, subject to availability. Plus, discounts on airport dining, spa treatments, and health and wellness services.
No foreign transaction fees
No foreign transaction fees on debit card purchases abroad or when you make a payment in a foreign currency using this account. Local and ATM withdrawal fees may apply.
Mobile phone insurance
Your phone goes everywhere with you. That's why your Reward Silver account includes mobile phone insurance that covers:
- Theft, loss, and accidental damage.
- Device breakdown (after your manufacturer's warranty expires).
- Standard accessories that are lost, stolen or damaged at the same time as your phone, are covered up to £250.
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Good to know
Max. one approved claim per 12 months (two for joint accounts). Similar cover for an iPhone 15 Pro Max with Vodafone Insurance costs around £82.50 annually. Policy underwritten by Aviva Insurance Limited. Terms, conditions and exclusions apply. Mobile phones must have cost less than £2,500 including VAT, when new. Repair excess of £50 applies. Replacement excess is £100.
tastecard membership
The same tastecard dining discounts you know, with added cinema extras.
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Monthly tastecard costs £7.99 when bought separately. If you've not already downloaded your tastecard, check the activation email we sent you when you set up your account. If you can't find it, please email rbs@tastecard.co.uk.
Dining out
Choose 25% off your bill, 2 for 1 meals, or 50% off food at thousands of restaurants.
Coffee shops
Enjoy 25% off barista-made drinks at participating coffee shops across the UK.
Pizza orders
Get 50% off or 2 for 1 pizza on delivery and collection orders from participating brands.
Cinema trips
Save up to 25% on cinema tickets and snack combos at participating venues across the UK.
Access MyBenefits
Everything you need to manage your account benefits, including your insurance policies, FAQs and other useful information, is available in MyBenefits.
Important documents
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
Change or switch your account
It's easy to change your account type, or switch in a current account held elsewhere, once you log in. Explore our range of accounts and choose the one that's right for you.
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Specific account eligibility and monthly fee may apply. App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.