Existing customers

Explore your Reward Silver benefits

You get a range of benefits including travel insurance, mobile phone insurance and much more

Features and benefits

Travel benefits

Travel insurance

Love to travel? Whether you’re hitting the slopes or the sunshine, we’ve got you covered.

Fee-free debit card purchases abroad

No non-sterling transaction fee when you use your Reward Silver debit card abroad.

Protection benefits

Mobile phone insurance

When bad things happen to your mobile, you need good cover. Our mobile phone policy covers loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired). Underwritten by American International Group UK Limited.

Lifestyle benefits

Cinema discount

Enjoy savings on cinema tickets at over 250 cinemas nationwide.


If you love eating out, you’ll love this offer: get 2 for 1 meals, 50% off food or 25% off food and drinks at thousands of restaurants UK wide.


Earn Rewards

Redeem and exchange Rewards

How do I access MyRewards?

Change your bank account

Want to change your bank account?

It's quick and easy to change your current account, you'll keep your existing sort code and account number.

Specific account eligibility criteria and monthly fee may apply.

Frequently asked questions

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch Service work?

Something else we can help you with?