What can I include as income when completing the application form for my personal loan?
Your income should include all your earnings. This could include:
- Salary (after tax)
- Pension
- Disability Living Allowance
You can also include:
- Child maintenance agreed by the court
- Long-term town, housing, or shift allowances from your employer
- Child Tax Credit
- Working Tax Credit (if not included in your net salary)
Under 'Other monthly income', include child benefit, any other state benefits, and any other net (after tax) regular income you get.
If you declare income not shown on your Royal Bank of Scotland account, we might ask for more confirmation.
