Applying for a mortgage

Ways to apply
for a mortgage with RBS

Choose how you want to apply

Apply Online

You can complete your mortgage application online, at your own pace and in the comfort of your own home.

You need to be:

confident that you have been able to choose the right mortgage for your circumstances

happy to take responsibility for the mortgage you choose

As you’ll not be getting any advice from us, you won’t benefit from us assessing whether the mortgage is suitable for you. Therefore if your choice turns out to be unsuitable we won’t offer you any compensation.

Already Started? Pick up where you left off

Apply over the phone

Already have a Royal Bank of Scotland mortgage?

If you're already a Royal Bank of Scotland mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.

Log in to Manage Your Mortgage, see what offers are available and apply online.

All you need are your mortgage account number, name, date of birth and your postcode.

Not quite ready to apply for your mortgage?

Mortgage calculators

Before you start your application, it's good to find out how much you could borrow and what the costs might be.

Use our mortgage calculators to find out.

Mortgage guides

We know mortgages can be a complicated subject. 

Read our mortgage guides to get some information to help you on your home buying journey.

Porting an existing mortgage deal

Moving home and want to keep your existing mortgage?

To apply to port your mortgage, speak to one of our mortgage advisers in branch or by phone.

Need some help or want to speak to a mortgage professional?

Call us

Something else we can help you with?