Seeing beyond the ups and downs
Generally, investing should be for the long term – that’s 5 years or more. This is because the value of investments goes up and down, but over a longer period of time there’s potential to see growth above inflation.
So making a decision to withdraw your investment based on short-term falls could mean you lose out if the value goes back up
Three ways to think long term
- Think back to your original reason for investing. Is that still what you’re aiming for?
- Don’t check the value of your investment too often.
- Don’t try and time the market by moving your money out and then in again. There may not be a clear signal when it has reached the bottom.
For monthly investors, a falling market isn’t necessarily a bad thing. Although you’re putting in the same amount, when the market goes down your money buys more, and that could give you an advantage if the market rises again.
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Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
We regularly update our articles depending on what’s happening in the market so check back for future updates.