Offer available 18th May - 18th September 2026.
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Eligibility, terms and conditions apply. Your existing pension provider may charge an exit fee for transferring your pension. We promote cash rewards at various times. Please remember to take the time to decide whether making a transfer into a Royal Bank Invest or Pension is right for you. The value of investments can fall as well as rise.
You’ll need to be a Royal Bank customer with Digital Banking, aged 18-84 for a Stocks and Shares ISA, and a UK resident for tax purposes. Contributions cannot be made if you are a US citizen or US Green Card holder. You cannot access your Pension benefits before the age of 55 (going up to 57 in 2028). Please check with your current provider if they will charge any exit fees, penalties or other costs before applying to transfer your funds. You should continue to hold cash for your short-term needs. Fees and charges apply. You cannot access your Pension benefits before the age of 55 (going up to 57 in 2028). Before you go ahead with a transfer, it’s important to make sure it’s the right choice for you. You should check if your pensions have special rules or benefits that could be affected if you move them
Transferred ISAs and pensions Cash reward
£5,000 to £9,999
£50
£10,000 to £19,999
£100
£20,000 to £49,999
£200
£50,000 to £99,999
£500
£100,000 to £199,999
£1,000
£200,000 to £299,999
£2,000
£300,000 to £399,999
£3,000
£400,000 to £499,999
£4,000
£500,000+
£5,000
Pension
Bring all your pensions into one place with the Royal Bank Pension.
You'll also be able to continue building for your future from just £50 a month.
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Stocks and Shares ISA
Transfer to our Stocks and Shares ISA.
You'll also be able to continue building your investments with as little as £50 per month.
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