Current account switch

Switch to Royal Bank and get our £200 offer today

Get our £200 offer when you switch to Royal Bank

Apply online or via our mobile app to switch a current account held elsewhere using the Current Account Switch Service into a Royal Bank account from 15 February 2024.

Deposit £1,250 into your account and log in to our mobile banking app within 60 days. App eligibility criteria apply. 

When you meet these conditions, we'll pay £200 into your eligible account within 7 days

Your switch must fully complete to receive the incentive, this means your old bank account will close and any funds and Direct Debits will move over to us. The deposit of £1,250 can be made up of multiple credits and must remain in the account for 24 hours. If you've previously received a switcher incentive from NatWest Group since 01 January 2020, you will not be eligible for this offer. Offer can be withdrawn or amended at any time. Account eligibility criteria apply. 

Switch offer T&Cs apply (PDF, 166KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Current Account Switch Service work?

Why switch to Royal Bank?

Are you looking to switch current accounts? It only takes a few days to switch banks to us. You could get a whole host of perks that come with a Royal Bank current account.

Your money, protected

If you've kept your login details safe we will refund money paid out of your account via Digital Banking/app by a fraudster.

Quick, reliable, secure

Check your balance, get instant spend alerts and make secure payments within the app.

Banking your way

Tell us about extra support or adjustments you need in 'Banking my way' to make banking with us easier.

Range of Savings

Explore our range of savings accounts available to Royal Bank customers.

What happens when you switch?

Step 1

We will get in touch with your bank to start the switch. You’ll be kept up to date throughout.

Step 2

Your old account will be closed. All funds, and any payments will be moved to your new Royal Bank account.

Step 3

You’re all done and the switch is complete.

Information Message

Get started on your switch

Whether you are a new or existing current account customer, you can still switch into to us. T&Cs apply.

Frequently asked switching questions